In addition to the information you submit to us, we may collect certain information using automated means such as cookies, web beacons, and web server logs. The types of information we collect automatically may include IP addresses, device identifiers, browser characteristics, operating system details, language preferences, referring URLs, length of visits, and pages viewed.
In addition, when you use our mobile application we may collect certain information that your mobile device captures during normal usage, such as motion-generated or orientation-generated mobile sensor data that your mobile device uses for various features. For example, when you turn your phone and the screen reorients itself based on the way you’re holding it, or when you shake your phone to trigger a particular action.
We may combine certain automatically collected information with other information we obtain about you.
We also may use third-party web analytics services, such as Google Analytics. These service providers help us understand our audience and analyze how visitors use the Services. To learn more about how Google may use information collected through the Services, click here. To learn more about opting out of data collection through Google Analytics, click here.
Your web browser may have settings that allow you to transmit a “Do Not Track” signal when you visit various websites or use online services. Like many websites and online services, our Services are not designed to respond to “Do Not Track” signals received from browsers. To learn more about “Do Not Track” signals, you may wish to visit http://www.allaboutdnt.com/.
When you use our mobile applications, we may collect, use, and share precise location data about you to provide and improve our location-based products and services. Where available, location-based services may use technologies such as GPS, Bluetooth, crowd-sourced Wi-Fi hotspots, and cell tower locations to determine a mobile device’s approximate location. You may use your device settings to restrict this type of location tracking generally, and/or to prevent a particular app from obtaining location data about your device in connection with the use of that app.
We also may use the information we obtain about you in other ways for which we provide notice at the time of collection.
In addition, we use the information collected online through cookies, web beacons, and other automated means for purposes such as recognizing your browsing device when you visit the Services, tracking your activity as you navigate the Services, or analyzing your use of the Services. This information may be used to track your activity over time on various websites and services, as well as across different devices you may use to access the Internet and our Services.
We may permit our agents, vendors, consultants, and other service providers to access the information we collect about you through the Services to carry out work on our behalf. We also may use outside companies to help us send emails or text messages and manage Email or text message campaigns, manage our careers page, or host or operate the Services. These third-party service providers use the personal information to which they have access to carry out the purposes for which we shared the information.
We also may share your information: (1) if we are required to do so by law, regulation, or legal process (such as in response to a court order or subpoena or similar government request for information); (2) to fulfill requests by government agencies, including law enforcement authorities; (3) when we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual illegal activity; (4) to enforce our policies, or to protect legal rights, property, or safety; (5) with third parties, to investigate or address possible criminal or fraudulent activity; or (6) in the event of a joint venture, partnership, merger, or other collaboration with another organization.
We reserve the right to transfer any information we obtain through the Services in the event we sell or transfer all or a portion of our business or assets (e.g., further to a merger, reorganization, liquidation, or any other business transaction, including negotiations of such transactions).
We maintain appropriate administrative, technical, and physical safeguards designed to help protect personal information collected or received through the Services. Although we use reasonable efforts to safeguard information, transmission via the Internet is not completely secure and we cannot guarantee the security of your information collected through the Services.
The Services may include links to other websites for your convenience and information. Websites that are operated by entities not affiliated with CardMoola may have their own privacy policies or notices, which we strongly suggest you review. CardMoola is not responsible for the content or privacy practices of any linked websites that we do not control.
The Services may include features that are designed to permit interactions that you initiate between the Services and third-party websites or services, including third-party social networks (“Social Features”). Examples of Social Features include enabling you to “like” or “share” our content on other websites or services; make comments on certain pages using a plugin, or transmitting content to the Services from your account on a third-party website or service.
The Services are not intended for, nor targeted to, children under 13, and we do not knowingly or intentionally collect information from children under 13. If we learn that we have received information directly from a child who is under the age of 13, we will delete the information in accordance with applicable law.
California law permits customers in California to request certain details about how their “personal information” (as defined by California Civil Code Section 1798.83) is shared with third parties for direct marketing purposes. Under the law, a business must either provide this information or permit California customers to opt in to, or opt-out of, this type of sharing. View our California Consumer Privacy Notice here.
You may unsubscribe from receiving promotional emails from us by following the instructions provided in those Email communications. Please note that even if you opt-out of receiving promotional communications from us, we may continue to send you non-promotional emails, such as communications regarding our ongoing relationship with you.
Attention: Privacy Inquiry
10319 Westlake Drive Suite 142
Bethesda, MD 20817
Welcome to CardMoola.com and our associated mobile applications (collectively, the "Site" or "CardMoola"), an online digital marketplace for gift cards run by CardMoola, LLC ("we", "our", "us" or "CardMoola Marketplace"). CardMoola allows you ("user", "consumer", "Member", "guest", or "you") to store, redeem, purchase, gift, and other similar pre-paid closed-loop products in electronic form (collectively, "Gift Cards").
There are no fees to join CardMoola, use many of the features on CardMoola, or act as a buyer of Gift Cards on CardMoola.
You may only set up one Account on the Site. Furthermore, you must fully comply with the following requirements: (i) provide complete, current, and accurate information at the time of registration, (ii) update all relevant Account information to keep it current and accurate (iii) select a Password for your Account that is not easy to guess or hack, and (iv) maintain the security and confidentiality of your Account, including any access or use of security codes associated with your Account, so as to minimize the risk of unauthorized access of your Account.
Finally, you agree to inform CardMoola immediately if you suspect that your Account at CardMoola has been hacked or subject to any unauthorized access or use. You agree that CardMoola may verify your information through whatever lawful means it deems reasonable and appropriate, to request additional information to confirm your identity, and to deny you access to CardMoola if it determines any information provided is suspect, not accurate, or cannot be confirmed.
We reserve the right to interrupt your service, your access to your Account, and/or your access to CardMoola or any services or Gift Cards offered on CardMoola, with or without prior notice, for any reason, at our sole and absolute discretion. In the event, your Account or access to it is interrupted or terminated for any reason, whether intentionally or unintentionally, we will not be liable for any losses due in whole or in part by such interruption or termination of your Account or your access to CardMoola.
CardMoola Cash is a promotional reward program offered by CardMoola to its Members. CardMoola may offer a variety of CardMoola Cash promotional points and reward points (collectively, "CardMoola Cash") pursuant to various programs ("CardMoola Cash Programs") in connection with the Site. The CardMoola Cash Terms available at https://www.cardmoola.com/terms-and-conditions govern your participation in any and all CardMoola Cash Programs. By participating in any of the CardMoola Cash Programs, including earning and redeeming any CardMoola Cash offered under any of the Programs, you agree to the CardMoola Cash Terms, which terms are incorporated herein by reference.
(a) Managing and Using Your Gift Cards on CardMoola, Gift Card Terms & Conditions, and Your Responsibility Related to Gift Cards Stored, Used or Managed on CardMoola.
CardMoola allows you to more effectively buy, gift, store, redeem and manage your Gift Cards. In addition to Gift Cards purchased on CardMoola, CardMoola provides you the functionality to store, redeem and manage your other Gift Cards not purchased on CardMoola within the CardMoola mobile wallet for in-store and online redemption. CardMoola provides this e-wallet storage and redemption feature for your convenience of use and you agree that when you add any other Gift Card into the CardMoola mobile wallet (or your web account) not acquired on CardMoola, that CardMoola is not responsible or liable for any of those Gift Cards. CardMoola is not responsible for any loss or damage resulting from the loss of any such Gift Card or the use of your CardMoola user account or CardMoola mobile wallet without your permission (including any Gift Card you have added therein).
Gift Cards may be subject to various other terms and conditions related to a particular Retailer or Gift Card, including, without limitation, various limitations as to use of the Gift Card, combination with other offers, redemption and voucher use rules, and whether a Gift Card can be used online, in-store or both. These terms and conditions are generally presented with the Gift Card on the Site and you agree specifically to have read and accepted these particular terms and conditions when you agree to purchase the Gift Card in question on CardMoola.
CardMoola is not a party to any transaction that you may enter into with the Retailer as a result of your purchasing a Gift Card on CardMoola. CardMoola is not responsible for the quality of goods or services you acquire from a Retailer or otherwise procure using a Gift Card acquired on CardMoola. If a Retailer were to go out of business or go into bankruptcy prior to your use of all the value on their Gift Card, you understand that your sole and exclusive recourse for the unused value of the Gift Card for that particular Retailer is with the Retailer in question (and not CardMoola) and, as an unsecured-creditor, you may not be able to recoup the value of any unused Gift Card for such a Retailer. The 1 Year Money-Back Guarantee does not apply in the circumstances that a Retailer ceases to honor its Gift Cards due to its going out of business, into bankruptcy, or similar circumstances.
(b) General Rules of Conduct on CardMoola. By using CardMoola and setting up a customer account, you agree to the following rules when visiting or transacting on CardMoola:
(c) Gifting Gift Cards. You are able to electronically gift certain Gift Cards on CardMoola to other account holders and non-account holders. You are responsible for providing the correct information about the gift recipient, including their name, Email address, and/or mobile phone number, which is used to electronically send the Gift Card to the giftee.
As mentioned above, gifts can be sent to other CardMoola account holders and non-account holders alike. If the giftee is an account holder who has an existing CardMoola account, then the gifted Gift Card will be placed in their CardMoola account, and they will be notified of the gift via Email and/or text. If the giftee is not an existing CardMoola account holder, a provisional user account will be set up to securely store the gift card. The giftee will be notified of the gift via Email or text. Within the first thirty days of receiving the gift, the giftee will be able to access the gift card details (serial number and pin, plus a printable voucher in some cases) without registering for a CardMoola account. As a security precaution, giftees will be required to register for a full CardMoola account (as opposed to a provisional user account) to access the digital gift card that has been gifted to them after thirty days have passed.
(d) Payment Options & Fees for Buyers.
Buyers: When you make a purchase on CardMoola, whether, on the website or mobile applications, CardMoola accepts various forms of payment, including credit cards, debit cards, PayPal, Google Pay, and Apple Pay. It is our customers' responsibility to retain the relevant payment card (if any) for purpose of any refund transaction from CardMoola. By making the purchase on CardMoola, you warrant that you are authorized to use the designated debit or credit card or other payment method and you authorize us to charge your designated credit or debit card or other payment methods for any order you place on CardMoola. When you provide your payment information, you authorize us (or a third-party payment processor) to process and store your payment and related information. In the event that the designated credit or debit card or other payment methods cannot be verified, is invalid, or is otherwise not acceptable to CardMoola, we may (i) suspend or cancel your order automatically, (ii) prohibit you from until a valid, verifiable credit/debit card is on file (iii) suspend or terminate your account on CardMoola. Payment card processing fees may apply even if the designated debit or credit card has expired or changed by the time we submit the charges to your card. We are not responsible for any debit card or overdraft fees associated with any order you use a debit card for. You agree to fully cooperate with CardMoola in an effort to resolve any problems we encounter in order to process your requested order on CardMoola.
In connection with using or accessing CardMoola (including your Member Account), whether via the website, our mobile applications or otherwise, you agree not to do, and not to facilitate any third party doing, any of the following (each a "Prohibited Activity" ):
(a) Modify, alter or otherwise make any derivative uses of the CardMoola content, trademarks, technology platform or its underlying software, or any portion thereof.
(b) Copy, reverse engineer, decompile, disassemble or attempt to discover the source code of the CardMoola technology platform or its underlying software.
(c) Use any automated or non-automated means of data gathering, data mining or extraction methods on or in connection with CardMoola, including any use of "robots", "scrapers", "spiders", "readers" or similar devices.
(d) Infringe upon or violate the rights of CardMoola, its users, third parties, or Retailers.
(e) Download, copy, or imitate any portion of the CardMoola technology platform, its underlying software, and content, or its user interface, or the Site, except as expressly permitted by CardMoola.
(f) Use CardMoola in any way that could damage, disable, overburden, place excessive demand on or impair our Site, mobile applications, or any services we offer via CardMoola.
(g) Attempt to gain unauthorized access to (i) any Member's personal information, personal profile, e-wallet or Member Account or (ii) CardMoola and its mobile applications, including but not limited to any CardMoola accounts, computer systems, and/or network systems, through any means, including via a proxy server, or use any unauthorized access whether or not intentionally acquired.
(h) Aggregate or scrape any content, data or other information from the Site (whether using links, scraping technology or other technical means) to be aggregated or shown with material from other sites or on a secondary site without our express written permission.
(i) Hyperlink to the Site or deep-link to any portion of our Site without our written consent.
(j) Interfere with our Site's or our mobile applications' operations, attempt to access or steal any data and information on or related to the Site.
(k) Seek to transact any fraudulent or illegal activity, through any means or corrupt practices, including but not limited to any of the following: hacking, password mining, deceptive impersonation of another person,misrepresentation of your affiliation with a person or entity, hiding or attempting to hide your true identity or location (including via proxy server or otherwise) or providing false, inaccurate or altered documentation, information or identification.
(l) Circumvent or seek to circumvent any security measures or other features meant to protect the security of the Site and CardMoola Members' security.
(m) Make any unsolicited offers, advertisements, proposals, or send junk mail, spam or chain letters to other CardMoola users, or any other similar type of solicitation not approved of by CardMoola in writing.
(n) Upload to CardMoola images, content or other material that is illegally obtained, in violation of a third party's intellectual property rights, or offensive, libelous, defamatory, harassing, threatening, inappropriate, deceptive or misleading in any way.
(o) Send or receive what we reasonably believe to be potentially fraudulent funds or otherwise use CardMoola in a manner that we believe is intended to facilitate a criminal or fraudulent activity or enterprise.
(p) Use the Site in a manner that results in or may result in complaints, chargebacks, customer refunds, invalid Gift Cards, fees, penalties or other liability to CardMoola Marketplace, its other members, or partners.
(q) Make any fraudulent, improper or false refund request or claim under the CardMoola refund policy or any similar customer guarantees provided by us from time to time.
(r) Engage in, or be involved in, any criminal and/or fraudulent activities, including not limited to, the following with regard to any Gift Cards bought on CardMoola: (i) any sale (or attempted sale) of a Gift Card to multiple parties; (iii) the use of any fraudulent or unauthorized payment method to acquire Gift Cards on CardMoola; (iv) provision of fraudulent, invalid, stolen or improperly obtained Gift Cards or
(s) the use of Gift Cards to perpetrate or facilitate any other criminal activity.
(t) Violate any terms and conditions set forth in the CardMoola Cash Terms.
(c) Actions We Take - Holds and Reserves on Funds and your Customer Account.
(d) Our Right to Reverse Refunds. In the event CardMoola determines, in its sole discretion, that you have mistakenly, improperly or fraudulent sought and received a refund for a Gift Card purchased on CardMoola under our then current refund policy, you authorize CardMoola to charge your payment method on file (credit card) with CardMoola or debit your Customer Account (including any of your CardMoola Cash) the full amount of any such improper Gift Card refund(s) requested by you. Furthermore, in this circumstance, CardMoola reserves the right to suspend or terminate your Customer Account on CardMoola.
(e) Dispute of any CardMoola Recourse. In the event you believe in good faith that there may have been an error in our assessment of any fees, charges, or other permitted recourse to your Customer Account associated with a Gift Card you purchased on CardMoola (including the recourse in this Section 6), you may contact CardMoola Customer Service (which information is available on our Site) or your account manager, if applicable. You must provide us with all relevant information to support the reason you believe the recourse we took with regard to your Customer Account or a particular Gift Card you bought on CardMoola was not warranted and we will then, at our discretion, engage in further investigation of the particular matter (to the extent possible) to determine if there was an error in our assessment of any fees or charges to your account or any other similar permitted recourse hereunder. You hereby agree to fully cooperate with CardMoola in any such further investigation and to only provide us with full and truthful information. CardMoola will communicate its determination (after any such investigation) in accordance with its then existing policies and procedures. The timing and terms of any additional investigative process will be entirely dependent upon our then current policies and procedures related to such matters, which may change from time to time. You further agree that CardMoola's determination after such additional investigation (to the extent possible) is final.
All trademarks not owned by CardMoola that appear on this Site are the property of their respective owners. Reference to any products, services, merchants, or retailers available on CardMoola does not constitute or imply any endorsement, sponsorship, or recommendation by CardMoola. Furthermore, CardMoola is not the issuer of any of the Gift Cards available for sale on CardMoola and is not related to any of the Retailers whose trademarks and Gift Cards appear on CardMoola for sale.
In accordance with the Digital Millennium Copyright Act ("DMCA") and other applicable laws, CardMoola may also terminate or suspend the account of any member who infringes any intellectual property rights of a third party, whether a repeat infringer or not. If you believe that any user content on CardMoola infringes upon any copyright that you own or otherwise control, you may file a notice of such infringement with our Designated DMCA Agent identified below, with the following information in writing: (i) a physical signature of the person authorized to act on behalf of the owner of the copyright interest; (ii) a description of the copyrighted work that you claim has been infringed upon; (iii) a description of where the material that you claim is infringing is located on the Site; (iv) your address, telephone number, and Email address; (v) a statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and (vi) a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
Designated DMCA Agent: Attn: DMCA Copyright Agent, CardMoola Legal Department, 10319 Westlake Dr. Suite 142, Rockville, Maryland 20817, Email: email@example.com
When you use CardMoola or otherwise send emails to CardMoola, you are communicating with us electronically and you consent to receive electronic communications related to your use of CardMoola, including push notifications. We will communicate with you by Email, push notification or by providing notices on the Site. You agree that any communication we may send you via Email or push notification will satisfy any legal requirement that any such communication is in writing. Any notice delivery by CardMoola via Email will be effective when sent to the Email address you provided to CardMoola or from which you otherwise Email us. You further agree that you are responsible for maintaining an active Email Account on file with your Member Account and for any spam-filters (or similar content blockers) that may impact a CardMoola communication to you.
CardMoola IS NOT THE ISSUER OF THE GIFT CARDS SOLD ON CardMoola AND IS NOT RESPONSIBLE FOR WHETHER OR HOW A PARTICULAR RETAILER HONORS SUCH GIFT CARDS, PARTICULARLY IN THE CIRCUMSTANCE WHEN A RETAILER GOES OUT OF BUSINESS OR IS IN BANKRUPTCY OR LIQUIDATION. TO THE EXTENT PERMITTED UNDER APPLICABLE LAW, YOU AGREE THAT YOU WILL NOT SEEK RECOURSE AGAINST (AND HEREBY WAIVE ANY AND ALL CLAIMS AGAINST) CardMoola IN THE CIRCUMSTANCE THAT A RETAILER DOES NOT HONOR A GIFT CARD BECAUSE IT IS UNABLE TO PAY ITS DEBTS, GOES OUT OF BUSINESS, LIQUIDATES, GOES BANKRUPT, OR OTHERWISE REORGANIZES. FURTHERMORE, CardMoola IS NOT RESPONSIBLE FOR ANY LOSS OR DAMAGE RESULTING FROM LOST OR STOLEN GIFT CARDS IN YOUR MEMBER ACCOUNT OR CardMoola MOBILE WALLET OR USE OF YOUR CardMoola ACCOUNT OR CardMoola MOBILE WALLET (AND ANY GIFT CARDS THEREIN, INCLUDING ANY GIFT CARDS YOU ADD TO YOUR CardMoola MOBILE WALLET NOT OTHERWISE ACQUIRED ON CardMoola) WITHOUT YOUR PERMISSION AND YOU HEREBY AGREE TO WAIVE ALL CLAIMS AGAINST CardMoola RELATED TO SUCH MATTERS.
You agree further that: (A) the arbitration shall be held at a location determined by AAA pursuant to the Rules and Procedures (provided that such location is reasonably convenient for you), or at such other location as may be mutually agreed upon by you and CardMoola; (B) the arbitrator shall apply Maryland law consistent with the Federal Arbitration Act and applicable statutes of limitations, and shall honor claims of privilege recognized at law; (C) there shall be no authority for any claims to be arbitrated on a class or representative basis; arbitration can decide only your and/or CardMoola's individual claims; and the arbitrator may not consolidate or join the claims of other persons or parties who may be similarly situated; and (D) in the event that you are able to demonstrate that the costs of arbitration will be prohibitive as compared to the costs of litigation, CardMoola will pay as much of your filing, arbitration and hearing fees in connection with the arbitration as the arbitrator deems necessary (not to exceed $10,000) to prevent the arbitration from being cost-prohibitive. CardMoola agrees not to seek attorney's fees and costs in arbitration unless the arbitrator determines the Dispute was frivolous. The arbitration shall be conducted based on written submission unless you request and/or the arbitrator determines that a telephone or in-person hearing is necessary.
(b) No Class Action. We each agree that we shall bring any Dispute against the other in our respective individual capacities and not as a plaintiff or class member of a purported class, representative proceeding, or as an association. We each agree that any Dispute will be arbitrated only on an individual basis and not in a class, consolidated or representative action. The arbitrator may not vary these terms.
(c) Choice of Law & Forum. Any and all Disputes shall be governed by the laws of the State of Maryland without regard to any conflicts of laws provisions. In the event any Dispute was to proceed in court, you agree that (i) the federal and state courts of the state of Maryland and Cook County shall have exclusive jurisdiction to adjudicate any such Dispute, (ii) you and CardMoola irrevocably consent and submit to the exclusive personal jurisdiction and venue of such courts for the resolution of such Disputes and (iii) you and CardMoola agree to irrevocably waive any right to a trial by jury.
(e) Severability. If Section 16(b) above or Section 16(a),(c) above is ruled to be unenforceable, then Section 16(a) shall be deemed unenforceable, but the rest of this Section 16 shall remain in full effect.
(d) Severability & Subject Headings To the extent that any term is deemed invalid or unenforceable by a court of law with jurisdiction over the matter, that term shall be severable and not affect the validity of remaining terms. The section headings used herein are for convenience only and shall be of no legal force or effect.
Attention: Privacy Inquiry
10319 Westlake Drive Suite 142
Bethesda, MD 20817
CardMoola gift cards are digital and arrive via email or SMS. If you purchase multiple cards within one order, your gift cards may arrive at separate times depending on the seller and card type. If you do not receive your gift card/s accordingly, please visit our Help Center.
*Buyers are responsible for entering their correct billing and digital delivery address. Buyers will be held responsible for any misrepresentation or incorrect delivery information.
Updated Last: February 2, 2022
We want to ensure you have the most positive experience on CardMoola. With this in mind, every order is backed by the following Money-Back Guarantee.
For 1 year from your original date of purchase, we cover:
For a period of 90 days from your original date of purchase, we cover:
Our 1 Year Money-Back Guarantee does not cover:
The CardMoola 1-Year Money-Back Guarantee covers the purchase price of the card, not any savings, discount, or CardMoola Cash the buyer received at the time of purchase. If a portion of the card was redeemed, only a partial refund will be provided. If you have any questions or would like to request a refund for your order under the 1 Year Money-Back Guarantee, please contact CardMoola Member Services through our Help Center.
The CardMoola Cash Programs will continue until terminated, suspended, modified, or converted to another CardMoola Cash Program by CardMoola (the "Program Period"). CardMoola may change the Program Period at any time and may determine to terminate any CardMoola Cash Program Period in its sole discretion, in particular, if it believes any CardMoola Cash Program is being abused or is otherwise not accomplishing the intended purpose of the CardMoola Cash Program.
One of the Programs offered by CardMoola is the "CardMoola Referral Program," whereby a Member is rewarded for referring friends to CardMoola. Once you have become a Member, you can begin accruing CardMoola Cash under this Program (the "Referral CardMoola Cash"). You can share savings with your friends through CardMoola’s referral program via Email, text, Facebook, Twitter, or word-of-mouth. If you refer a friend who then signs up for CardMoola, and within 30 days of signing up spends a minimum of $1 of their own money on a single order, CardMoola will give you $5in Referral CardMoola Cash. Friends referred to CardMoola through this program have 30 days to enter their claim code to receive their CardMoola Cash and qualify the referring Member for their Referral CardMoola Cash. For example, if a Member refers a friend to CardMoola through this Program and the referral enters their claim code for a purchase of a gift card on CardMoola within 30 days of the Member’s referral and the referral spends at least $1 or more of their own money on the gift card, then the referring Member will earn $5 in Referral CardMoola Cash, which will have an expiration timeframe of 180 days. CardMoola reserves the right to change any terms of the CardMoola Referral Program, including the minimum amount that must be spent to use the Referral CardMoola Cash, limit how or when the Referral CardMoola Cash can be redeemed and whether there are limitations as to how any Referral CardMoola Cash can be used in combination with any Promotional CardMoola Cash or Promotional CardMoola Cash Programs. You agree that any and all Referral CardMoola Cash claim codes in this Referral Program: (i) must be used for the intended audience and purpose of this Program; and (ii) may not be duplicated, sold, or transferred. Furthermore, participants in this CardMoola Cash Referral Program may not offer additional consideration to referrals in this Program, including any offer of consideration to enter their claim codes for a purchase transaction on the Site. You can check your CardMoola Cash balance in your "My Account" section on the Site.
CardMoola also offers a variety of promotional CardMoola Cash Programs, whereby CardMoola will provide or offer certain persons CardMoola Cash in conjunction with various promotional events, programs, and initiatives. These promotional CardMoola Cash Programs will often identify a time limitation for redeeming any CardMoola Cash associated with a particular promotional CardMoola Cash Program, after which, any such CardMoola Cash will no longer be redeemable or valid for redemption on the Site. CardMoola may identify Additional Terms for any Promotional CardMoola Cash Program that may (i) limit who can use or redeem promotional CardMoola Cash, including if it is for new Customers only, (ii) limit when promotional CardMoola Cash can be used, (iii) limit what promotional CardMoola Cash can be used to purchase, (iv) limit how much promotional CardMoola Cash is available to be redeemed in a particular CardMoola Cash Program, (v) limit the combination of any particular promotional CardMoola Cash with other promotional CardMoola Cash or Referral CardMoola Cash and (vi) provide other particular terms and conditions specifically related to that promotional CardMoola Cash Program. If any of these terms are not being complied with by any Customer of CardMoola, then CardMoola reserves the right to not honor the redemption of any such Customer’s promotional CardMoola Cash. Furthermore, CardMoola reserves the right to limit the amount of promotional CardMoola Cash offered under any CardMoola Cash Program at any time, including the right to terminate any CardMoola Cash Program in its sole discretion. CardMoola, in its sole discretion, may at any time change minimum spend thresholds for taking advantage of any particular promotional CardMoola Cash Program. This change will be reflected at the time of check-out for the Customer. Furthermore, CardMoola can refuse redemption of certain CardMoola Cash promotional codes, to the extent such codes have been promoted by a source not authorized by CardMoola or contemplated for that particular CardMoola Cash Program. Again, to the extent any promotional CardMoola Cash Program is limited to new Customers or single-use, CardMoola may not honor any promotional CardMoola Cash they believe to violate this term or limitation, including if CardMoola determines you have more than one Customer account on CardMoola.
Each Member is automatically enrolled to participate in the CardMoola Pay Program associated with the purchase of certain full-value gift cards on the Site (the "CardMoola Pay Program"), although CardMoola reserves the right to limit participation in its sole discretion. Under the CardMoola Pay Program, each Member is permitted to earn CardMoola Cash each time a Member purchases a gift card included in the CardMoola Pay Program. Each time you purchase a gift card included in this CardMoola Pay Program, we will post CardMoola Cash to your Member account for redemption on the Site. CardMoola Cash earned through the CardMoola Pay Program will have an expiration timeframe of two (2) years from the date it was earned. CardMoola reserves the right to change, suspend or terminate the CardMoola Pay Program, or any part of it, at any time and at our sole discretion. Notice will be provided via Email to the Email associated with your Member account.
CardMoola Cash is redeemable toward purchases of gift cards and other closed-loop products solely sold on the Site, and you can redeem them during the checkout process. All redemptions of your CardMoola Cash are final. If you use CardMoola Cash to purchase a gift card on the Site and that gift card is subject to a customer service credit under our 1-Year Money-Back Guarantee https://www.cardmoola.com/terms-and-conditions , we will refund you any CardMoola Cash used on that particular purchase into your Customer account. Likewise, we reserve the right to remove any CardMoola Cash earned where the qualifying Activities or event is no longer valid. To redeem your CardMoola Cash, simply add items to your shopping cart and click the "Checkout" or "Buy Now" button (if you’re not already signed in, the next screen will prompt you to sign in to your Customer account). Continue through the checkout process. When you get to Checkout, you’ll see the total amount of CardMoola Cash available to redeem with your purchase. By default, CardMoola Cash will be applied toward your order and the dollar value will be deducted from your order total unless you unclick the box to indicate that you do not want the CardMoola Cash applied. You will be asked to use another payment method to pay the remaining balance. You cannot redeem CardMoola Cash for more than the total amount of your purchase. Customers may apply all, some, or none of their CardMoola Cash to order. There may be limitations as to whether certain Referral CardMoola Cash and other promotional CardMoola Cash (or promotional codes) may be redeemed in combination with each other. If this is the case, you will be notified at checkout, giving you the option to choose between using CardMoola Cash and/or a promotional code for that particular order. If you choose the latter, know that the CardMoola Cash will remain in your account until the relevant expiration date of such CardMoola Cash.
CardMoola Cash are for promotional purposes only, is not to be considered property in any way, and has no cash value or other value unless redeemed toward a purchase on the Site in accordance with these terms.
CardMoola Cash is not transferable and cannot be bought, sold, gifted, or applied to any other account. CardMoola Cash is for the benefit only of the Member who has earned that CardMoola Cash in accordance with the relevant Program.
CardMoola Cash earned under the CardMoola Pay Program that has not been redeemed within two (2) years from the time such CardMoola Cash was earned by the Member under that Program may be deemed expired and removed from your Member account. Similarly, CardMoola Cash earned under the CardMoola Referral Program that has not been redeemed within 180 days from the time such CardMoola Cash was earned by the Member under that Program may be deemed expired and removed from your Member account. CardMoola Cash earned under any other promotional CardMoola Cash Program will expire in accordance with the Additional Terms associated with such CardMoola Cash and CardMoola Cash Programs. The expiration date of any CardMoola Cash you have earned will be set forth in your Member account. CardMoola shall be the sole determiner of such expiration date and the expiration date determined by CardMoola shall be final and binding in all respects. If a Member does not redeem CardMoola Cash prior to the expiration date, the Member forfeits all such CardMoola Cash and the CardMoola Cash will cease to exist in the Member’s account. Your "My Account" section on the Site lists your CardMoola Cash history and displays when that particular CardMoola Cash will lapse and cease to be valid CardMoola Cash in your Member account. CardMoola reserves the right to modify its CardMoola Cash expiration rules and policies for any CardMoola Cash Programs from time to time. If your CardMoola Cash expires pursuant to such then-current rules and policies, we may remove such CardMoola Cash from your Member Account, without any compensation or further obligation to you regarding such expiring CardMoola Cash.
CardMoola Cash may be taxable, depending on the value of the item and the federal, state, and local tax laws applicable to Member. Members are solely responsible for reporting such items on their tax returns and paying any associated tax liability.
The gift cards offered by CardMoola on the Site are subject to each individual retailer’s policies and program terms. For details, see the information on the back of the gift card or visit the relevant retailers’ websites for their particular terms & conditions governing a particular gift card.
By participating in any CardMoola Cash Program, a Member releases CardMoola, its parent company, subsidiaries, affiliates, suppliers, advertising partners, and promotions agencies and their respective directors, officers, employees, and agents (collectively, "Released Parties") from any and all liabilities, claims, losses, damages, costs or expenses, arising from or related to, the relevant Program, the CardMoola Cash Programs and/or the earning, use, loss or redemption of any CardMoola Cash.
The most current version of the CardMoola Cash Terms will be posted to the Site. Changes to the CardMoola Cash Terms will be effective upon posting to the Site unless otherwise required by applicable law. At our sole discretion, we may also inform you of changes to the CardMoola Cash Terms via Email and/or in-app notifications. If you do not agree to the changes to the CardMoola Cash Terms, you should stop using your Member account and the mobile application and Site functionality related to CardMoola Cash. Your continued use of the mobile applications, Site, or Member account constitutes your acceptance of and agreement to be bound by the updated CardMoola Cash Terms.
This notice reflects our good faith understanding of the California Consumer Privacy Act (the“CCPA”) and our data practices as of November 1, 2020, but the CCPA’s implementing regulations are not yet final, and there remain differing interpretations of the law. Accordingly, we may update information regarding our data practices and your rights, modify our methods for responding to your requests, and/or supplement our response to your requests, as we continue to develop our compliance program to reflect the evolution of the law and our understanding of how it relates to our data practices.
This Notice covers our collection, use, disclosure, and sale of California Consumers’ “Personal Information” (“PI”) as defined by the CCPA, except to the extent such PI is exempt from the notice obligations of the CCPA for the twelve months preceding the Effective Date. As a law firm, much of the data we collect and the process is not subject to CCPA Consumer rights. Without limiting the foregoing:
We collect PI about California Consumers, which in the calendar year 2019 included the following:
In addition, we may collect, use, and disclose your PI as required or permitted by applicable law. We do not treat de-identified data or aggregate consumer information as PI, and we reserve the right to convert, or permit others to convert your PI into de-identified data or aggregate consumer information.
We may share your PI with our Service Providers, including those that facilitate advertising and marketing, and other categories of recipients as described in the table above, for the same purposes as the collection purposes set forth in that chart. Subject to the CCPA’s restrictions and obligations, our Service Providers also may use your PI for some or all of the above-listed business purposes. Our Service Providers may themselves engage service providers or subcontractors to enable them to perform services for us, Such sub-processing is an additional business purpose for which we are providing you notice.
CardMoola does not believe it has sold (as the term “sale” is defined by the CCPA) Consumer PI in 2019. As the law evolves we may revisit this conclusion and, if applicable, revise this Notice. See Section II below regarding our current conclusion that data collection by third-party cookies associated with our websites is not a sale under the CCPA.
Under the CCPA, California Consumers have certain rights which they may exercise independently or through an authorized agent. As permitted by the CCPA, any request you submit to us is subject to an identification and verification process, which will depend on the nature of the request and the PI requested and will be further explained in response to a request. We will not fulfill your CCPA request unless you have provided sufficient information for us to be satisfied that you are the Consumer about whom we collect the applicable PI. Please promptly respond to any follow-up inquiries so that we may verify your identity. If you request that we provide you with specific pieces of information about you, or that we delete sensitive PI, we may apply heightened verification standards than what we would apply to other types of requests. Authorized agents who meet the agency requirements of the CCPA may submit requests on behalf of Consumers, which will also be subject to a verification process.
Some PI we maintain about Consumers (e.g., clickstream data) is not sufficiently associated with enough PI about Consumers for us to be able to verify that it is a particular Consumer’s PI. Accordingly, we will not include such information in response to Consumer requests. If we cannot comply with a request, we will explain the reasons in our response. We will use PI provided in your request only to verify your identity or authority to make the request and as necessary to track and document requests and responses unless you also provided the PI to us for another purpose
We will make commercially reasonable efforts to identify Consumer PI that we collect, use, store, disclose, or otherwise process and to respond to your California Consumer privacy rights requests. In some cases, particularly with voluminous and/or typically irrelevant data, we may provide you with a summary of your PI and give you the opportunity to select whether you want us to provide the entire data set. Alternatively, we may direct you on how to access and copy responsive PI yourself. We may charge a reasonable fee or refuse to act upon a request if the request is excessive, repetitive, unfounded, or overly burdensome. If we determine that the request warrants a fee, or that we may decline to comply with the request, we will give you notice explaining why we made that decision. In the case of a fee, we will provide a cost estimate and the opportunity to accept such fees before charging you for responding to your request.
We may collect, use, and disclose your PI as required or permitted by applicable law, and this may override your CCPA rights. Please also note we are not obligated to comply with Consumer requests to the extent that doing so would infringe on our, or any other person’s or party’s rights, or conflict with applicable law.
Your California Consumer privacy rights are described below. To make a request, contact us here, or by emailing us and provide us with your name, Email address, phone number, the nature of your inquiry, and, if you are disabled, any accessibility accommodations you require.
(a) Information Rights
You have the right to send us a request, no more than twice in a twelve-month period, for any of the following for the period that is twelve months prior to the requested date:
For your specific pieces of information, as required by the CCPA, we will apply the heightened verification standards set forth in subsection (ii) below and may exclude that information if you cannot meet those standards. If we cannot verify you to a reasonable degree of certainty, we will not deliver the category information either but will refer you to the disclosures in Section I above.
Please note that PI is retained by us for various time periods, so we may not be able to fully respond to what might be relevant going back twelve months prior to the request.
You have the right to make or obtain a transportable copy, no more than twice in a twelve-month period, of your PI that we have collected in the period that is twelve months prior to the requested date and are maintaining. In order to protect the privacy and data security of Consumers, we will require a high degree of certainty that we have verified that a requester is a requesting Consumer or the Consumer’s authorized agent. In addition, consistent with the CCPA and our interest in the security of your PI, we will not deliver to you your social security number, driver’s license number, or other government-issued identification numbers, financial account number, any health or medical identification number, an account password, or security questions or answers in response to a CCPA request.
Please note that PI is retained by us for various time periods, so we may not be able to fully respond to what might be relevant going back twelve months prior to the request.
We may disclose your PI for the following purposes, which are not a sale: (i) if you direct us to share PI; (ii) to comply with your requests under the CCPA; (iii) as part of a merger or asset sale; and (iv) as otherwise required or permitted by applicable law.
Some browsers have signals that may be characterized as “do not track” signals, but we do not understand them to operate in that manner or to signify a “do not sell” request. We understand that various parties are developing “do not sell” signals, and we may recognize such signals in the future if we conclude such a program is appropriate.
We do not knowingly sell the PI of Consumers under age 18.
You may request that we delete the PI that we have collected directly from you. Under the CCPA, we may decline to delete your PI under certain circumstances, for example, if we need the PI to complete transactions or provide services you have requested or that are reasonably anticipated, for security purposes, for internal business purposes (including maintaining business records), to comply with the law, or to exercise or defend legal claims. Note also that we are not required to delete your PI that we did not collect directly from you. We require a reasonable or high degree of certainty that the requester is the Consumer for which a deletion request is applicable, depending on the sensitivity of the PI.
We will not discriminate against you in a manner prohibited by the CCPA because you exercise your CCPA rights.
We do not share personal information as defined by California Civil Code Section 1798.83 (“Shine the Light law”) with third parties for their direct marketing purposes absent your consent. If you are a California resident, you may request information about our compliance with the Shine the Light law by contacting us here or by sending a letter to CardMoola, LLC: 10319 Westlake Drive Suite 142, Bethesda, MD 20817, (Attention: Privacy Inquiry). Any such request must include “California Privacy Rights Request” in the first line of the description and include your name, street address, city, state, and Postal Code. Please note that we are only required to respond to one request per customer each year, and we are not required to respond to requests made by means other than through this Email address or mail address.
Please note that “Shine the Light” rights and CCPA rights are established under different legal regimes and must be exercised separately.
For more information regarding your California privacy rights, please contact CardMoola here,
Attention: Privacy Inquiry
10319 Westlake Drive Suite 142
Bethesda, MD 20817
Due to the non-returnable nature of digital products, once gift card orders have been submitted, no refunds are allowed. Please visit Help Center if you have any issues with your order.
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